Risk Management

Protecting yourself, your family and your business against unplanned and unexpected events is a critical function of wealth management. Managing life’s risks is an important part of the process.  Where investment management involves growing and building your wealth, risk management involves strategies to preserve that wealth.

Professionals, business owners and the high net worth family face risks that are more complex than the average family reviewing their risk and insurance needs. Often they are over insuring minor risks and under-insuring major exposures.  Recent studies have outlined the significant risk of liability lawsuits, director’s liability, damage of collectibles and expensive real estate when insured by mass market policies.

We work with specialists and providers to assist in the review and implementation in the areas of:

  • Business Life Insurance Analysis
  • Umbrella Insurance
  • Life Insurance Needs Analysis
  • Long Term Care Needs
  • Disability Insurance Needs
  • Annuity Reviews